You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want
SKU: 36019437140

You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You Want

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You Need a Budget: The Proven System for Breaking the Paycheck-To-Paycheck Cycle, Getting Out of Debt, and Living the Life You WantWall Street Journal Bestseller Experience a life free of financial stress and transform your relationship to money with this indispensable guide the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live. No one should tell you what to do with your money only you know what's most important to you. Always guiding you

Wall Street Journal Bestseller

Experience a life free of financial stress and transform your relationship to money with this indispensable guide--the first book based on You Need A Budget's proven method that has helped hundreds of thousands of people break the paycheck to paycheck cycle, get out of debt, and live the life they want to live.

No one should tell you what to do with your money--only you know what's most important to you. Always guiding you back to your true priorities, Jesse Mecham will fundamentally change the way you think about your money and what it can do for you. His proven method--four, simple rules--will transform money management from a paralyzing burden to a powerful tool, putting you in total control of your life:

  1. Give Every Dollar A Job. Be intentional about what you want your money to do before you spend it.
  2. Embrace Your True Expenses. Break up larger, less frequent expenses into smaller, more manageable amounts. By saving monthly for insurance premiums, holidays, or car repairs, when the time comes, your money is ready and waiting to do its job.
  3. Roll With The Punches. When life changes, so must your budget. Make adjustments and move along. Flexible budgets succeed because they're guilt-free, realistic, and sustainable.
  4. Age Your Money. As you repeat the first three rules, you'll increase the time between the moment you earn a dollar and the moment you need to spend it. When your money is at least a month old, you'll have finally broken the paycheck to paycheck cycle for good.

This tried-and-true system has changed the lives of hundreds of thousands of people by teaching them how to take charge, adjust money habits, eliminate stress, and build the life they want to live. Don't waste another month counting down the minutes until payday....



Binding Type: Hardcover
Publisher: Harper Business
Published: 12/26/2017
ISBN: 9780062567581
Pages: 224
Weight: 0.75lbs
Size: 8.30h x 5.80w x 1.00d

Review Citations: Publishers Weekly 10/30/2017
Library Journal 11/15/2017
Booklist 12/01/2017 pg. 11
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SKU: 36019437140

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Oulu family
Phoenix, US
★★★★★ 5
Good value for the money.
Color: Black, Size: 6 Panel
This partition package is a great value. I looked at many options and this one had long length to cover an entire room with the six partitions. The pieces went together easily, took about 30 minutes to assemble and has the needed Allen wrench included. It is stable with no fear of being easily knocked down. The black fabric does not completely hide everything and if there is a light on the inside, it can illuminate what is going on. It does the job but if you wanted complete privacy you would need thicker material. Overall it does what I need in that it make a TV room into a kind of guest room of sorts.
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Reviewed in the United States on May 20, 2026
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nickmarine
Grantham, US
★★★★★ 5
Worked amazing during christmas
Color: Black, Size: 6 Panel
We had a ton of people over for Christmas so I had to make an extra place for someone to sleep so I used these and surrounded an air mattress and made a small shelter basically. The dividers are light but sturdy , not heavy duty of course but not expected for this price. They do an excellent job of blocking out light and are not see thru and worked very well. Assembly was straight forward and even comes with an included wrench but I used my own to speed the process. 100% satisfied
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Reviewed in the United States on January 15, 2025
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SomeoneOutThere
Port Orchard, US
★★★★★ 4
Satisfactory
Color: Black, Size: 6 Panel
Everything was advertised. But the box it was shipped in was torn up pretty bad and taped up to compensate. Nevertheless, the product itself was not damaged.
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Reviewed in the United States on November 26, 2025
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Amazon Customer
Battle Creek, US
★★★★★ 5
Easy to use.
Color: Grey, Size: 6 Panel
These are easy to put together and to use. We have used them with all the panels. We have also used them broke down into 2 and 3 panels. They work well for blocking views. They don't block noise or help quiet the room being used, however. Only bad thing about them. We use them for our Auxiliary meetings.
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C.W.
Belleville, US
★★★★★ 5
Easy to assemble. Still used for over a year 🙌🏾
Color: White, Size: 6 Panel
Everything is perfect! I would buy again in other colors and heights if I need additional separation in the basement.
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Reviewed in the United States on January 7, 2026

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